<TD class=black_text vAlign=bottom align=right   2008 2007 2006 2005 2004   N'000 N'000 N'000 N'000 N'000             ASSETS EMPLOYED                       Cash and short  term funds 1,108,827,501 563,581,290 360,291,162 180,407,249 121,891,453 Loans and advances 413,731,491 218,305,419     199,707,860 122,494,396 53,391,209 Other Facilities 5,801,093 4,701,891   2,263,125   3,168,585     - Advances under finance lease   3,890,435    2,444,566    1,716,364  841,165   847,861 Other assets     29,667,893      14,839,588        9,105,717        4,755,887        3,294,490 Investments  70,297,916    45,524,242     14,581,735      6,139,063 4,427,083 Fixed assets 48,085,676     34,543,930      23,102,337      15,078,751     9,469,393   1,680,302,005 883,940,926 610,768,300 332,885,096 193,321,489       FINANCED BY                       Share capital   8,372,398     4,632,762      4,586,744      3,000,000     1,548,555 Share premium    255,046,965      69,237,062       67,759,567       18,224,108 - Reserves for  Small Scale  Industries    3,729,204    3,729,204        3,729,204         2,580,324       1,864,731 Other reserves 71,335,571     35,234,295      24,325,150      13,985,230     12,261,082 Deposits 1,161,475,513    568,012,091    392,863,699   233,413,428   131,095,341 Other liabilities 134,462,237   170,087,697    98,183,675    56,013,477   44,920,930 Other Facilities 5,859,690 4,749,385