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Mission To offer a unique range of financial services that underscore our corporate commitment to customer enthusiasm and value creation for stakeholders. Core Values Customer satisfaction, sustainable stakeholder value creation, professionalism and good corporate governance underline and mould the corporate and business strategy of the Bank. Corporate Information Zenith Bank Plc is presently the most capitalised company on the Nigerian Stock Exchange (NSE), with a market capitalisation of N612.82 billion as at end - June 2007 and the biggest bank in Nigeria in terms of total assets plus contingents which stood at N1, 178.39 billion as at June 2007. The bank was established in May 1990 and started operations in July same year as a commercial bank. It became a public limited company on June 17, 2004 and was listed on the Nigerian Stock Exchange on October 21, 2004 following a highly successful initial public offering (IPO), which recorded a subscription level of 554%. The bank presently has a shareholder base of above one million, an indication of the wide acceptability of the Zenith brand. Its head office is located at 87, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria. With over two hundred and fifty (250) branches and business offices nationwide connected online, real time, Zenith Bank has presence in all the state capitals, the Federal Capital Territory (FCT) and numerous towns and cities.

Awards & Achievements Zenith Bank remains outstanding in the pursuit of excellence and commitment to high quality service, a result of which has enhanced our performance in the year under review.

African Bankers Award Best Global Bank (2008)   Euromoney Best Bank in Nigeria (2008)   Vanguard Bankers' Award Best Bank in ICT (2008) Best Bank in Export Finance (2008)   This Day Award of Excellence Bank of the year, 2008 Corporate Citizen of the Year, 2008 CEO of the Year, 2008 Most Corporate Socially Responsible Company in Nigeria, 2007     KPMG Most Customer-Focused Bank (2008)   Africa Investor Africa's Bank of the Year (2007)   Nigeria Stock Exchange (NSE) Quoted Company of the Year (2007)     Chairman's Statement   Fellow shareholders, invited guests, distinguished ladies and gentlemen; it is with great pleasure that I welcome you to the 17th Annual General Meeting (AGM) of our dynamic bank. And, for those of you here, who joined the shareholder-fold of our bank in the past one year, I warmly welcome you to the Zenith Family and urge you to feel at home. Before I present to you, the Annual Report and Accounts for the financial year ended June 30, 2007, I consider it most apposite to do a review of the environment in which our bank operated during the period. This is because a number of developments in the environment during the financial year were key influences on the performance of our bank. But like I assured you at the last Annual General Meeting about the very bright future of our bank, what we have before us here today is a summary of yet another outstanding performance. It is, therefore, with a sense of fulfillment and greater confidence in the future of our bank that I proceed to review the economic environment in which the bank operated, and also highlight the operating performance for the financial year ended June 30, 2007.   Ladies and Gentlemen, on behalf of the Board, I would like to thank you, our valued shareholders, for your undiluted and continued support. Better days are indeed ahead for all of us. Better days are indeed ahead for all of us. May the good Lord continue to bless us all. Thank you for your kind attention.   Chairman